Let’s be honest: no one knows exactly what 2026 will bring. Equity markets could surge or stumble, inflation could reaccelerate or collapse under a shocking recessionary deflation, and unforeseen shocks could upend even the most confident predictions. While the near [...]

Here are some things I think I am thinking about this weekend. 1) Financial Nihilism. Kyla Scanlon wrote a very good piece in the WSJ this weekend about "financial nihilism" and how young people seem to be turning to gambling [...]

It's that time of year again! Now for the 2026 financial planning checklist. Below are some things to consider as you head into the new year. We built a huge suite of tools this year to help you navigate all [...]

Here are some things I think I am thinking about this week. 1) The Paradox of the Expectations Demand Curve. I've been grappling with the current sentiment around the economy and why so many people feel so disgruntled by it [...]

Here are some things I think I am thinking about this week. 1) Chart of the Month and my favorite thing. I must be feeling generous because this is actually Two things for one thing. First, here's my chart of [...]

I am really excited to present the Discipline Funds Tool suite.1 The tool suite is an informational and educational set of tools that reflect a lot of the useful processes I use in the course of analyzing financial markets and [...]

Here are some things I think I am thinking about during my Turkey Day hangover. 1) $140,000 is the new poverty level!?!?! Mike Green wrote a viral post earlier this week in which he argued that the new poverty line [...]

The original Discipline Fund ETF has evolved into the Defined Duration 10 ETF (DDX), which is the next step in our Defined Duration Investing framework. Over the last five years, we’ve refined our approach to quantifying portfolio time horizons, and [...]

Here are some things I think I am thinking about. 1) Is the Fed Committing Monetary Malpractice? Neil Dutta of Renaissance Macro wrote a very nice piece this week saying that the Fed is way behind the curve and committing [...]

Here are some things I think I am thinking about. 1) Data Dump Incoming. We're getting back to normal on the data front as the government reopens and we begin getting fresh data again. Thursday will be especially interesting when [...]