I am super excited to announce today is the official launch of our new time-weighted asset-liability matching ETFs.

These three ETFs will target specific time horizons (5, 10 and 20 years) which aim to allow investors and financial planners to easily match ETFs to specific financial planning needs. Best of all, they are low-cost, globally diversified, and use a tax-efficient fund-of-funds structure.

The three funds are The Defined Duration 5, 10 and 20 ETFs (tickers DDV, DDX, DDXX – “Defined Duration,” abbreviated DD, followed by the corresponding Roman numeral).1 Each fund applies our Defined Duration methodology to quantify a time horizon over which an instrument may potentially generate a positive real return. Investors can then align each instrument to specific planning needs using an asset-liability matching process.

This process may be enhanced when combined with the soon-to-be released HourglassFP asset-liability matching tool. This software integrates financial statement analysis to establish a planning foundation, determine a risk profile, and output a time-weighted asset allocation. Combined with the Defined Duration ETFs, it provides a comprehensive framework for connecting financial planning with investment implementation. You can learn more about the process here: http://disciplinefunds.com/

If you’re a financial advisor who would like access to our HourglassFP Pro beta testing program please reach out to us directly.

Why Time Weighted ETFs?

We’ve worked with thousands of investors over the last 20 years. They don’t think in style boxes and factors. They think in time horizons. They want to know “do I have enough money to retire?” “Can we afford to remodel the bathroom next year?” “Will we have enough money to pay for my kid’s college?” Modern asset management may help solve for size and style, but rarely for the one variable that matters most — time.

Our new ETFs are time-weighted, not size- or style-weighted. This allows us to target specific time horizons and match them to real-life financial planning needs, helping investors better understand how the assets in their portfolio are actually working to help them achieve their financial goals.

In the coming days, we’ll be highlighting each fund, explaining how they work and how they can be implemented within the Defined Duration methodology.

In the meantime, if you’d like to learn more please see this link http://disciplinefunds.com/ or reach out to me personally. We would love to help planners and investors create their own asset-liability matching portfolios so they can create a better connection between the world of financial planning and asset management.

— Cullen