Mortgage Calculator

How to Use

Enter Home Value and Down Payment (%); loan amount is computed.
PMI is applied if down payment < 20% and drops automatically once LTV ≤ 80% (based on original value).
Add taxes, insurance, and HOA for a full monthly estimate.
Use Start Date to anchor the schedule.
Select Calculate to see KPIs, a balance chart, and a schedule sample.

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Mortgage Calculator

Home Value ($) Down Payment (%) Interest Rate (% APR) Loan Term (years) Start Date Property Tax ($/year) PMI Rate (%/year, if down < 20%) Home Insurance ($/year) Monthly HOA ($)

Results

Loan Amount: $0

Total Monthly: $0

Total Interest: $0

PMI Drops: N/A

Principal & Interest$0

Property Tax (monthly)$0

Insurance (monthly)$0

PMI (monthly, if applicable)$0

HOA (monthly)$0

PMI modeled as level monthly amount until the first month when amortized balance ≤ 80% of original value (typical automatic termination). Actual servicer rules may vary.

Payment Schedule (sample)